Jobs / Finance and accounting / 13-2041.00
Credit Analysts
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.
- US jobs
- 64,390
- Median wage
- $83,510 a year
- Job family
- Finance and accounting
Can agents do the work of credit analysts?
We read the evidence for the whole job family, Finance and accounting: Some tasks (no change in 12 months)
Agents complete 20% or more of the tasks (or projects) on a direct benchmark.
Evidence: SpreadsheetBench 2, 54.5% of tasks completed.
Direct evidence that disagrees: APEX-Accounting, 14.8% of tasks fully completed (Pass@1).
0% of this occupation's work, by O*NET work activities, is measured by a direct benchmark.
- 18%Analyze business or financial dataNot measured
- 12%Prepare financial documents, reports, or budgetsNot measured
- 12%Analyze data to improve operationsNot measured
- 12%Analyze market or industry conditionsNot measured
- 11%Prepare documentation for contracts, applications, or permitsNot measured
- 7%Respond to customer problems or inquiriesNot measured
- 7%Analyze business or financial risksNot measured
- 6%Examine financial activities, operations, or systemsNot measured
Benchmarks for the job family
These cover work in finance and accounting, not always this occupation's tasks.
Direct evidence
Work benchmarks mapped primary to this family. They set the step when they report how many tasks agents complete.
- 54.5%arito · 13 Sep 2026Emerging
Also relevant
These benchmarks cover part of this family's work, or have no result yet. They do not set its step.
Context only
These benchmarks span many occupations, or they test how agents behave. They give context but do not set the step.
Retired
Their maintainers or a major evaluator stopped using them as a frontier measure. They do not count.
Typical tasks
From O*NET 31.0. Core tasks first. Few of these tasks have a benchmark today.
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- Generate financial ratios, using computer programs, to evaluate customers' financial status.
- Prepare reports that include the degree of risk involved in extending credit or lending money.
- Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
- Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
- Consult with customers to resolve complaints and verify financial and credit transactions.
- Contact customers to collect payments on delinquent accounts.
- Evaluate customer records and recommend payment plans, based on earnings, savings data, payment history, and purchase activity.
- Review individual or commercial customer files to identify and select delinquent accounts for collection.
- Confer with credit association and other business representatives to exchange credit information.
Other job titles for this occupation (21)
Credit Administrator · Credit Analyst · Credit and Collections Analyst · Credit Officer · Credit Representative · Credit Risk Analyst · Municipal Fixed Income Analyst · Commercial Credit Analyst · Commercial Credit Manager · Credit Assessment Analyst · Credit Assistant Manager · Credit Coordinator · Credit Manager · Credit Negotiator · Credit Portfolio Manager · Credit Risk Manager · Credit Risk Specialist · Credit Specialist · Escrow Representative · Factorer · Loan Review Analyst