Jobs / Finance and accounting / 13-2053.00
Insurance Underwriters
Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.
- US jobs
- 105,420
- Median wage
- $81,370 a year
- Job family
- Finance and accounting
Can agents do the work of insurance underwriters?
We read the evidence for the whole job family, Finance and accounting: Some tasks (no change in 12 months)
Agents complete 20% or more of the tasks (or projects) on a direct benchmark.
Evidence: SpreadsheetBench 2, 54.5% of tasks completed.
Direct evidence that disagrees: APEX-Accounting, 14.8% of tasks fully completed (Pass@1).
0% of this occupation's work, by O*NET work activities, is measured by a direct benchmark.
- 41%Authorize business activities or transactionsNot measured
- 15%Explain regulations, policies, or proceduresNot measured
- 14%Analyze business or financial risksNot measured
- 13%Evaluate the quality or accuracy of dataNot measured
- 8%Evaluate condition of financial assets, property, or other resourcesNot measured
- 8%Analyze health or medical dataNot measured
Benchmarks for the job family
These cover work in finance and accounting, not always this occupation's tasks.
Direct evidence
Work benchmarks mapped primary to this family. They set the step when they report how many tasks agents complete.
- 54.5%arito · 13 Sep 2026Emerging
Also relevant
These benchmarks cover part of this family's work, or have no result yet. They do not set its step.
Context only
These benchmarks span many occupations, or they test how agents behave. They give context but do not set the step.
Retired
Their maintainers or a major evaluator stopped using them as a frontier measure. They do not count.
Typical tasks
From O*NET 31.0. Core tasks first. Few of these tasks have a benchmark today.
- Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.
- Decline excessive risks.
- Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.
- Evaluate possibility of losses due to catastrophe or excessive insurance.
- Review company records to determine amount of insurance in force on single risk or group of closely related risks.
- Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.
- Authorize reinsurance of policy when risk is high.
Other job titles for this occupation (38)
Account Underwriter · Automobile and Property Underwriter · Commercial Lines Underwriter · Health Underwriter · Life Underwriter · Personal Lines Underwriter · Underwriter · Underwriting Consultant · Account Manager Underwriter · Bond Underwriter · Casualty Underwriter · Commercial Credit Underwriter · Commercial Insurance Underwriter · Commercial Underwriter · Credit Underwriter · Direct Endorsement Underwriter (DE Underwriter) · Excess Casualty Underwriter · Field Underwriter · Group Underwriting Consultant · Inland Marine Underwriter · Insurance Analyst · Insurance Underwriter · Insurance Writer · Management Liability Underwriter · Marine Underwriter · Middle Market Underwriter · Production Underwriter · Professional Liability Underwriter · Property Underwriter · Stop Loss Underwriter · Surety Underwriter · Underwriting Account Representative · Underwriting Analyst · Underwriting Associate · Underwriting Executive · Underwriting Service Representative · Underwriting Specialist · Wholesale Underwriter